Keswick Homes For Sale and MLS Listing Notifier

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Buyer Services


Wayne As A Buyer's Agent

When Wayne is working as a buyer's agent, he works to connect the homes available in the market and the needs and financial capacity of you, the buyer.

He will:

  • Help you find properties listed for sale
  • Answer any questions you may have about real estate
  • Find out more information about properties for you (re: ads, open houses, online listings, signs, etc)
  • Arrange for showings
  • Accompany you on viewings
  • Prepare your offer and represent your best interest during the negotiating process.

All of Wayne's buyer services are designed to save you time, money and energy! And best of all, they are FREE! 


Mortgage Calculator


How much home can you afford? Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

The number we use for calculation have been provided by Meridian Credit Union

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


Real Estate Information for Buyers


downloadable reports for home buyers. Is this your first time buying a home? Give our office a call and we can set you on your path to home ownership. Do you have a home to sell? Visit our Home Sellers section to more relevant reports for you. If you need any help at all, please call our office direct (905) 476-7881



No Online Reports Available


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