Keswick Homes For Sale and MLS Listing Notifier

Financing Options


Meridian Credit Union Mortgage Options

Meridian Credit Union
Richard Boileau

Mobile Mortgage Specialist 
Specializing in Keswick Mortgages
Direct Phone: (289) 338-4443



TD Canada Trust Mortgage Options

TD Canada Trust
Debbie Irvine

Mortgage Manager
Specializing in Georgina Mortgages
Direct Phone: (905) 722-3234


Scotiabank Mortgage Options

Scotiabank
Lyn
Mortgage Development Manager
Direct Phone: (905) 476-4567
 


Buyer Services


 

Buyer's Agency Agreement

 

Put Wayne's and his partner's superior negotiation skills to work for you. See what has earned him 30 years in the business. Wayne knows how important investing in Real Estate is and looks forward to helping you realize your home ownership and financial goals.

 

Our Promise to You

  1. Help you find properties listed for sale

  2. Answer any questions you may have about investing in Real Estate

  3. Find out more information about properties for you (re: ads, online listings, signs, etc)

  4. Arrange for showings and escort you to view the property.

  5. Prepare your offer and represent your best interest during the negotiating process.

 

SEARCH PROPERTIES AVAILABLE FOR SALE <--- CLICK HERE

 

 


First Time Home Buyers


IS THIS YOUR FIRST HOME?

Being a home owner is more than just having a roof over your head. It is also a financial investment. Let us help you make a good start on your way up the property latter. We have helped hundreds of Georgina Residents into their first homes and have seen a lot.

We almost always have an answer for any question that you may have, and if we don't know, we know who to ask.

That's just what you get when you put over 30 years experience to work for you!

 

CONTACT US TO BOOK YOUR BUYER CONSULTATION TODAY -- CLICK HERE

 


Mortgage Calculator


How much home can you afford?

Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

The number we use for calculation have been provided by Meridian Credit Union

 

 

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  

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